Access violation reading location - creating matrix class - c++

Question

This is supposed to be my HW in OOP course. SO i asked to create matrix class. Code works fine - all methods and new operands works fine BUT when my D`tor is empty and when i write there code to free memory i get this error. Thanks for help
int main()
{
MyMatrix m1(3, 3);
MyMatrix m2(3, 3);
MyMatrix res(3, 3);
m1.Set();
m2.Set();
cout << m1;
cout << m2;
res = m1 + m2;
cout << res;
}
CPP
MyMatrix::MyMatrix(int row, int col) // C`tor with specific data
{
n = row;
m = col;
matrix = new int* [n]; // Memory allocation for rows
for (int i = 0; i < n; i++)
{
matrix[i] = new int[m]; // Memory Allocation for columns
}
for (int i = 0; i < n; i++)
{
for (int j = 0; j < m; j++)
{
matrix[i][j] = 0;
}
}
}
MyMatrix::~MyMatrix() // Default d`tor
{
for (int i = 0; i < n; i++)
{
delete[] matrix[i];
}
delete[] matrix;
}
void MyMatrix::Set()
{
cout << "Enter new row" << endl;
for (int i = 0; i < n; i++)
{
for (int j = 0; j < m; j++)
{
cin >> matrix[i][j];
}
if (i != (n - 1))
{
cout << "Enter new row" << endl;
}
}
}
ostream& operator<<(ostream& out, const MyMatrix& matrix)
{
for (int i = 0; i < matrix.n; i++)
{
//run in loop on every column.
for (int j = 0; j < matrix.m; j++)
//print value with a space.
out << matrix.matrix[i][j] << "t";
//at the end of every row jump line.
out << endl;
}
out << endl;
return out;
}
MyMatrix& MyMatrix::operator= (const MyMatrix& mat1)
{
n = mat1.n;
m = mat1.m;
for (int i = 0; i < n; i++)
{
for (int j = 0; j < m; j++)
{
matrix[i][j] = mat1.matrix[i][j];
}
}
return *this;
}
const MyMatrix MyMatrix::operator+(const MyMatrix& mat1) const
{
MyMatrix temp(n, m);
for (int i = 0; i < n; i++)
{
for (int j = 0; j < m; j++)
{
temp.matrix[i][j] = matrix[i][j] + mat1.matrix[i][j];
}
}
return temp;
}
H file
class MyMatrix
{
private:
int **matrix;
int n, m;
public:
MyMatrix(int a, int b);
~MyMatrix();
void Set();
const MyMatrix operator+ (const MyMatrix& mat1) const;
MyMatrix& operator= (const MyMatrix& mat1);
friend ostream& operator<<(ostream& out, const MyMatrix& matrix);
};